Taboo Question

Can I ask a question that seems to be taboo? What is the plan for getting us back to work?  Everyday I am bombarded with social media posts praising teachers and medical workers for their efforts. As it should be. What I do not see is praise for us small business owners and the common worker for our sacrifice.

But before I go on let me make it perfectly clear that I understand that behind EVERY death because of the coronavirus there is a person, A mother, father, child, uncle or aunt. That there are people morning a death. My wife and I pray everyday for all those effected. We do not take those numbers lightly.

I also know that behind all the unemployment numbers there is a mother, father, child, uncle or aunt that is scared and worried. These are also serious situations that we cannot over look. Yet if you dare mention it you are accused of not caring about life. But the truth is at some point they had to push the life boats away from the Titanic in order to save those in them. If they let everyone in, all the life boats would sink and nobody would survive. I cannot imagine being in a life boat and looking at the faces of those who stood on the ship watching life boats push off.

Americans are great people especially during times of tragedy. We rise up and give of our time and money. Time after time we help those in need. I think that this time is no different. Americans are mostly following the shelter in place rules and are paying a price. Small business's have closed and are doing their best to retain employees. Many business have shifted from normal operations in order to keep their doors open. Restaurants who never offered carry out and delivery now do so. Some are using FaceTime to allow customers to shop from home. Automotive shops are picking up cars and bringing them back then allowing you to pay on the phone. Yes, many business owners have become creative and changed the way they do business almost overnight. These are also the business owners who are trying to keep their employees on payroll. Often dipping into their personal funds or taking on debt just to help take care of their business "family".

We don't mind the sacrifice. But the truth is we don't know what we are being asked to sacrifice. Are we being asked to give up a few weeks or maybe even a couple of  months of sales in order to save lives? I think most are okay with that. Or are we being asked to give everything we ever worked for? Are we being asked to give up our business's? Our livelihood? Are we to give up our homes and belongings? What is the plan and how much are we to give? Are we even being given a choice?

Yes the virus is real. Yes the number of deaths are real. But so are the unemployment numbers. We need to understand behind those numbers there is more than a financial toll that will need to be counted. The emotional toll will create a laundry list of unintended consequences. We have already had the suicide rate increase 33% in the United States since 1999. The highest since World War Two. Here locally domestic assault calls are on the rise. We can't let the life boats go down. At some point we have to push them away.

So again I go back to my question. We really need to know... What is the plan for getting us back to work? We need to have some hope.
 

Small Businesses Need You

Right now we are having a crisis on our hands with the Coronavirus. Whether or not we are overreacting is something to be studied at a later date but the fact is right now a lot of things are being postponed or cancelled altogether.

These cancellations may hurt some big businesses. For example I have seen how much some airlines stand to loose over the next couple of months. Most big corporations can take the hit. A lot of them are even insured for such a thing. But who isn't insured for this type of losses? The Uber driver who gets you to the airport. The porter who takes you bags. The local travel agent who booked your trip. The man or woman running a small kiosk at the airport. 

Self employed and small business owners cannot take the financial hit. We do not operate with large reserves and we need a steady stream of income to support our livelihood. When we close down even for a day the rent is still due for that day. The phone, insurance, heating and cooling, loan payments, taxes, and so on are still due. 

For those of us who employ people we need to make payroll and want to be able to keep those who work for us employed. We are the employers who actually care about our employees. They are not just another number in the payroll system.

Most small business owners are proud people. They work hard long hours and are the ones who give so much back to the communities that support them. They are struggling right now and most won't tell you how worried they are. They worried about loosing their business and are worried about supporting their families.

So, I ask you, to please help support your local small businesses. They need you more than ever right now. So many of these people have their entire life savings wrapped up in their business. They also have their heart in it as well. For so many of us our business is an extension if who we are. So buy something local. Maybe a gift card to be used at a later date. If they sell online make a purchase. Use a local service. If you know the owner, ask him/her how they are. Tell your friends about them, and let them they know they are no alone. 

College

Let me just take some time to brag about my son Brad. My son just graduated from college. He now has a degree in accounting. Now comes all those terrible school loans. Or does it? Not for our son. I can hear everyone now. Must be nice to have mom & dad pay for your education. Sorry. Wrong. He must have had scholarships. Buzz. Wrong again.

Brad paid for his own education. He worked hard starting at 16. Saved and paid cash. Never making more than $12 hr. Not even working full time. He even saved and purchased his own car during that time. The only help from mom & dad was guidance, room & board, and $1,000 for books, which if you have ever purchased books for college you know that did not go very far. Yes, it is possible to get a education and not be into crazy debt or demand that people pay higher taxes just so you can get a education. I understand that not everyone has mom and dad around to give you a place to live. My wife and I both had to support ourselves and pay for college and somehow we did it. Maybe the problem isn't with the system, although it could defiantly use some fixing but maybe it's more about us and what we demand from ourselves. College does not have to be free in order to get a education and our son is proof.

Our son already has a job in his field with good pay and benefits. He is debt free. He is on his way to living a wonderfully good life without the struggles his mom & dad had. We had those school loans so we know the struggle. We are very proud and happy and glad to know that he didn't listen to all the misinformation about how you cannot do it on your own. That the system is against you. The reality is that strong successful people find a way even if there are road blocks. Just like a football player pushing through the line. But today, everyone just wants the road blocks to be removed. Brad pushed through and now all his friends are facing large debt and he is enjoying all the extra money he is making on himself. Good job Brad!