Showing posts with label self employed. Show all posts
Showing posts with label self employed. Show all posts

Monday, December 28, 2020

It's Past Time to #ENDLOCKDOWNS

     So much damage had already been done. Not by this thing called Covid but by our reaction. According to Yelp.com's Local Economic Impact Report more than 97,966 businesses have permanently closed during the pandemic. It's also affected black owned small business at a greater rate. Nearly twice as hard as non black owned businesses according to a report from the Federal Reserve Bank of New York. 

     As business owners try to find creative ways to stay in business, hopefully making enough money to keep employees employed. Believe it or not small business owners care about their employees. They work next to them everyday. They are not just a number in the human resources department they know them personally. They know their families in may cases. They also have expenses that occur every month no matter if you are open or not. 

     "I'm not sure we know what we're doing," San Mateo County Health Officer Scott Morrow recently confessed but since March officials have made decisions that have destroyed small businesses, especially the restaurant industry and there is no end in sight. New York's Gov. Andrew Cuomo's announced that as of December 14 and until further notice, there will be no indoor dining permitted whatsoever. Bill Gates warned that the coronavirus could be a risk until 2022 and added that “sadly” bars and restaurants will have to close over the next "four to six months." and recently Biden said the "darkest days" of the crisis are still to come. So many people yelling follow the science it seems this is one area we refuse to. The latest transmission data shows that only 1.3 percent of new Covid-19 cases come from bars and restaurants. Economic historian Phil Magness took a look at Google's mobility data. He found that the 7 non-lockdown states and the 7 most heavily restricted states + DC show that its the lockdowns, and not the virus, for the economic harm of the last 8 months. Even a Los Angeles County judge said such bans are "not grounded in science, evidence, or logic."

     This has been a stressful situation for small business owners. Most do not have the cash flow to just close down for weeks or months. Yes, many received money from the Payroll Protection Program but those payments are coming due soon and many have not received word on forgiveness and banks are still waiting on clarity on the process.

     Then these business owners go online and read comments from people who are angry that these businesses want to open. "People before profits" they yell. "How can you even think of opening when we have a global pandemic going on?" "You can always get another job!" Where are these people going to work if small businesses fail? Small businesses generates 43 percent of the private payroll in the United States. Sixty five percent of all new jobs over the past 17 years were created by small business. 

     What about the employees? We seem to be a country that wants to support our lower wage earners but our actions right now seem to be the opposite. Those who have employment who let them work from home seem to be the loudest about staying home. They don't miss a paycheck yet yell at those who want/need to work. Then these people who make less money are willing to go out and expose themselves to cook you food, bring it to your table or door, and stock your shelves for when you finally do venture out of the house.

     It is way past time to #ENDTHELOCKDOWNS. Business owners need to and have the right to try and earn a living. To try and salvage what is left of their business that they poured their heart and soul into. The employees need to be able to go to work to earn money to pay their bills and support their families. We also need to feel some sort of normalcy for our mental health. To see others and to have a purpose. Yes the virus can be scary. Especially to those who haven't been out working everyday like so many have been to keep supply chains going. The good news is, if you really are afraid of catching Covid in a restaurant or any other small business. You don't have to go. As for me, as I have been going out two or more times a week. I will patronize these places and tip well.           

Saturday, May 16, 2020

No, We Are Not In This Together

I have grown to hate the phrase we are in this together. All one needs to do is read Facebook or Twitter for ten seconds and you will find out this is not true.

Once again the mentality has broken down to one of two sides. Open up or lock it down until we have a cure. Unfortunately locking down until we have a cure was never the goal and states keep pushing back the open date. That alone has frustrated so many. If you even try to discuss opening up you are accused of only wanting to make a dollar and don't care about those dying. I've read posts by people say you can recover from not having a job but you cannot recover from death. My personal favorite is, maybe if you knew someone who had Covid-19 you wouldn't be so quick to reopen. Both are insults. To suggest that someone does not understand the pain of loosing someone? That they haven't entered that into their equation about reopening is just absurd and when you tell someone you can recover from a job loss is totally dismissing their pain. That somehow because they are not dealing with death that their pain is not real. Well, shame on you!

One person's pain is not lessened just because you can point to someone who has it worse. Yes we do that many times to remind ourselves about the many blessings we do have but when it's done from a outside source it's a total dismissal of the hurt that person is feeling. We make a heart shape with our hands, we cut out paper hearts and hang them in our front windows and then we dismiss the suffering of our fellow man because it's not death?. In this together? We are as long as you think like me I guess.

There has been over 88,000 deaths in the United States at the time I wrote this. That is terrible. Each one of those people left a family devastated. I get it. We all know that. There is also been 33 million people file for unemployment. Behind each of those numbers is a family suffering. But they don't matter because....death. In the United Kingdom on average 2 deaths a week happen from domestic abuse. The three weeks following lock down? Sixteen. For each of those families they are experiencing suffering but they don't matter because...death. Financial ruin, doesn't matter. Depression? Substance abuse on the rise. Who cares...it's not death. 

A recent Kaiser Family Poll nearly found that half of Americans report the coronavirus crisis is harming their mental health. A federal emergency hotline for people in emotional distress had a 1,000 percent increase in April compared with the same time last year. A online therapy company called Talkspace reported a 65 percent jump in clients since mid-February. But we dismiss anyone who wants to get back to normalcy.

Normalcy is what keeps some people hanging on. The purpose of going to work all day can mean more than a paycheck. It gives many purpose. It may keep another from returning to the bottle he finally gave up two years ago. The convict who was released last year and finally found someone who would hire him but now finds himself out of a job. I could go on. 

But if all that doesn't grab your attention maybe this will. If mental abuse, and spousal abuse is on the rise then so is child abuse. According to RAINN, the Rape, Abuse and Incest National Network, which runs the National Sexual Assault Hotline, at the end of March there was a 22% increase in monthly calls from people younger than 18. That was at the beginning of the lock down! During that time 67% identified their perpetrator as a family member and 79% said they were currently living with that perpetrator. Now, with schools closed I wonder how many of these abuses are going undetected because teachers and administrators are unable to see these children and report these crimes. Instead, these children are at home, not even able to go to the local playground and are stuck with their abusers. 

So next time you sit behind your computer being the mask police and criticize someone who wants a return to normalcy of being cold and uncaring, I think you better look into the mirror. Quit dismissing others pain because it is real and it is being felt by millions. Use your energy to care for those people. If nothing else, stop with your constant bitching about everyone else. Your constant critical posts are not going to make you approachable for when someone does need help. You have already told them their pain doesn't matter because you know....death. 


If you think someone is at immediate risk of self-harm or hurting another person:
•  Call 911 or your local emergency number.
•  Stay with the person until help arrives.
•  Remove any guns, knives, medications, or other things that may cause harm.
•  Listen, but don’t judge, argue, threaten, or yell.
If you or someone you know is considering suicide, get help from a crisis or suicide prevention hotline. Try the National Suicide Prevention Lifeline at 800-273-8255.

www.timolson.info

Sunday, April 5, 2020

Taboo Question

Can I ask a question that seems to be taboo? What is the plan for getting us back to work?  Everyday I am bombarded with social media posts praising teachers and medical workers for their efforts. As it should be. What I do not see is praise for us small business owners and the common worker for our sacrifice.

But before I go on let me make it perfectly clear that I understand that behind EVERY death because of the coronavirus there is a person, A mother, father, child, uncle or aunt. That there are people morning a death. My wife and I pray everyday for all those effected. We do not take those numbers lightly.

I also know that behind all the unemployment numbers there is a mother, father, child, uncle or aunt that is scared and worried. These are also serious situations that we cannot over look. Yet if you dare mention it you are accused of not caring about life. But the truth is at some point they had to push the life boats away from the Titanic in order to save those in them. If they let everyone in, all the life boats would sink and nobody would survive. I cannot imagine being in a life boat and looking at the faces of those who stood on the ship watching life boats push off.

Americans are great people especially during times of tragedy. We rise up and give of our time and money. Time after time we help those in need. I think that this time is no different. Americans are mostly following the shelter in place rules and are paying a price. Small business's have closed and are doing their best to retain employees. Many business have shifted from normal operations in order to keep their doors open. Restaurants who never offered carry out and delivery now do so. Some are using FaceTime to allow customers to shop from home. Automotive shops are picking up cars and bringing them back then allowing you to pay on the phone. Yes, many business owners have become creative and changed the way they do business almost overnight. These are also the business owners who are trying to keep their employees on payroll. Often dipping into their personal funds or taking on debt just to help take care of their business "family".

We don't mind the sacrifice. But the truth is we don't know what we are being asked to sacrifice. Are we being asked to give up a few weeks or maybe even a couple of  months of sales in order to save lives? I think most are okay with that. Or are we being asked to give everything we ever worked for? Are we being asked to give up our business's? Our livelihood? Are we to give up our homes and belongings? What is the plan and how much are we to give? Are we even being given a choice?

Yes the virus is real. Yes the number of deaths are real. But so are the unemployment numbers. We need to understand behind those numbers there is more than a financial toll that will need to be counted. The emotional toll will create a laundry list of unintended consequences. We have already had the suicide rate increase 33% in the United States since 1999. The highest since World War Two. Here locally domestic assault calls are on the rise. We can't let the life boats go down. At some point we have to push them away.

So again I go back to my question. We really need to know... What is the plan for getting us back to work? We need to have some hope.
 

Friday, March 13, 2020

Small Businesses Need You

Right now we are having a crisis on our hands with the Coronavirus. Whether or not we are overreacting is something to be studied at a later date but the fact is right now a lot of things are being postponed or cancelled altogether.

These cancellations may hurt some big businesses. For example I have seen how much some airlines stand to loose over the next couple of months. Most big corporations can take the hit. A lot of them are even insured for such a thing. But who isn't insured for this type of losses? The Uber driver who gets you to the airport. The porter who takes you bags. The local travel agent who booked your trip. The man or woman running a small kiosk at the airport. 

Self employed and small business owners cannot take the financial hit. We do not operate with large reserves and we need a steady stream of income to support our livelihood. When we close down even for a day the rent is still due for that day. The phone, insurance, heating and cooling, loan payments, taxes, and so on are still due. 

For those of us who employ people we need to make payroll and want to be able to keep those who work for us employed. We are the employers who actually care about our employees. They are not just another number in the payroll system.

Most small business owners are proud people. They work hard long hours and are the ones who give so much back to the communities that support them. They are struggling right now and most won't tell you how worried they are. They worried about loosing their business and are worried about supporting their families.

So, I ask you, to please help support your local small businesses. They need you more than ever right now. So many of these people have their entire life savings wrapped up in their business. They also have their heart in it as well. For so many of us our business is an extension if who we are. So buy something local. Maybe a gift card to be used at a later date. If they sell online make a purchase. Use a local service. If you know the owner, ask him/her how they are. Tell your friends about them, and let them they know they are no alone.